Excess Umbrella
Protecting Your Business Beyond Primary Coverage
At WatchTower, we understand that in today’s complex business environment, the unexpected can happen at any moment. While your primary liability insurance policies provide essential protection, there are instances where claims can exceed those limits. This is where Excess Umbrella Insurance becomes a vital part of your risk management strategy.
What is Excess Umbrella Insurance?
Excess Umbrella Insurance offers an additional layer of liability coverage that kicks in when the limits of your underlying insurance policies (such as general liability, auto liability, or employers’ liability) are exhausted. This type of insurance is designed to give you peace of mind by safeguarding your business against large, unforeseen claims that could potentially threaten your financial stability.
Why Your Business Needs Excess Umbrella Insurance
- Enhanced Coverage Limits: It provides additional coverage above the limits of your existing policies, ensuring you are protected against high-cost claims.
- Broader Protection: This insurance often covers a wider range of scenarios, including those not covered by your primary policies.
- Financial Security: Helps protect your assets and future earnings from significant losses due to lawsuits or large claims.
- Peace of Mind: Knowing that you have an extra layer of protection allows you to focus on growing your business without constant worry about potential liabilities.
Key Features of Our Excess Umbrella Insurance
- High Limit Capacity: Offering substantial limits to cover severe claims.
- Flexible Policies: Tailored to fit the specific needs of your business, ensuring comprehensive protection.
- Seamless Integration: Works in harmony with your existing liability policies to provide smooth claims handling.
Get Started Today
Protect your business from the unexpected with Excess Umbrella Insurance from WatchTower Insurance. Contact us today to learn more about our coverage options and how we can help safeguard your business’s future.